Maximum charges permitted in British Columbia for a payday loan: 15% of the principal We charge: 15% of the principal
Maximum charges permitted in Ontario for a payday loan: 15% of the principal We charge: 15% of the principal
Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351
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Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lenders.
Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.
Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.
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You can pay back your loan on your next payday in a single installment.
Or use our flexible repayment plan that allows you to pay 2 or 3 installments of equal value. You have more time to repay, with no extra fees or interest charges.
Is that possible?
Yes, it’s true: 1, 2, or 3 payment installments all for the same interest charge!
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Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
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