Cost of Borrowing
British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

British Columbia License Number: 82827

Close Window

Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

Close Window

Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window

content 1

Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


in Vancouver, Surrey, Victoria, Kelowna, Abbotsford, Burnaby, White Rock, Nanaimo, Kamloops, Chilliwack, Prince George, Vernon, Courtenay, Campbell River, Penticton, Mission, Parksville, Duncan, Ladner, Tsawwassen, Port Alberni, Fort St. John, Cranbrook, Squamish, Terrace, Salmon Arm, Trail-Fruitvale, Powell River, Quesnel, Aldergrove, Prince Rupert, Dawson Creek, Nelson, Ladysmith, Williams Lake, Sooke, Gibsons, Castlegar, Sechelt, Summerland, Whistler, Shawnigan-Mill Bay, Duck Lake, Revelstoke, Kitimat, Smithers, Merritt, Oliver, Creston, Armstrong, Fernie, Peachland, Osoyoos, Kimberley, Dallas, Hope, Grand Forks, Kent, Port Hardy, Cumberland, Cobble Hill, Aldergrove East, Sparwood, Fort Nelson, Mackenzie, Golden, Rossland, Chemainus, Lake Cowichan, Enderby, Invermere, Princeton, Cowichan Bay, Chase, Okanagan Falls, Houston, Port McNeill, Tumbler Ridge, Vanderhoof, Blind Bay, Pemberton, Rayleigh, Burns Lake, Roberts Creek, One Hundred Mile House, Sicamous, Elkford, Rosedale, Keremeos, Cedar, Ucluelet, Lillooet, Fort St. James, Puntledge, Crofton, Lions Bay, Lumby, Harrison Hot Springs, Logan Lake, Telkwa, Fairwinds, Salmo, Nakusp, Welcome Beach, Miller's Landing, Ashcroft, Canoe, Cultus Lake, Naramata.

THE HASSLE-FREE LOAN, WHEN YOU NEED IT

Canada’s most accessible loans

payday loans online
payday loans online
800
1
online payday loan
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
payday loans online
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Alberta
APPLY NOW FOR FAST APPROVAL
ONLINE PAYDAY LOAN

LOOKING FOR THE BEST ONLINE PAYDAY LOAN?

Now you can apply for the best, guaranteed payday loans from the comfort of your own couch!
Our Advanced Assessment Tools mean a fast Cash Loan for you.

Intime financial help and on-time loans and borrow money with payday loan advance
We are Safe and Secure!

Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Provincial Regulations.

We have Expert Support!

Our great Staff are always there, 24/7 to ensure your loan questions are answered and your installment loan is OK'd as fast as possible.

We Have No Hidden Fees!

Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lenders.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

We are Fast!

Your Approval, complete with all installment schedule and fees is complete in just a few minutes! It's the easiest approval in the business with No Credit Check!

payday loans online
payday loans online

Getting A Loan has never been easier! We just need some background details and your application is good to go !

You will know Automatically once your loan has qualified and your repayment schedule won't change - either in 1, 2 or 3 installments!

It doesn't matter if you have bad credit, or no credit. Our Installment plans mean instant cash for you! It's Easy, Personal and just a couple of clicks away!

Apply Here and your money will be on it's way!

1.

Apply immediately

Getting a personal loan has never been easier or faster. We need some personal background info, then just choose your loan amount and repayment plan, then you're good to go.

2.

Know immediately

There's no fuss in the process. You'll be immediately informed if you qualify. All that is left is to sign your electronic contract.

3.

Receive money

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Swift Online Cash is rocketing to the top
in the PayDay loan industry.
Here are 5 reasons why we’re Canada’s choice:

Credit Score Not Great?

Don’t be discouraged by a poor credit score. What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.

Money that’s minutes away

Residents of Canada and the larger metropolitan area will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your home.

No document fatigue

We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require you to come into our office to sign any documents. It’s all streamlined online for your convenience.

Completely transparent

Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is explained up front and transparently. Our job is to make your life easier.

Safe and secure

Of course, we require some personal information to assess your application, but you can be rest assured, that your information is safe with our top of the line industry encryption technology. Wherever you live in the Canada area, from Delta to Richmond, Burnaby to West Vancouver, and beyond, this is the safest, easiest, most transparent loan process you’ve seen.

We appreciate the encouraging response to our innovative loan business model from our clients in Canada. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.

APPLY