FAST LOANS CANADA THE BETTER BORROWING OPTION
Canada’s most accessible loans
Forget the traditional payday loan
We’ve got the better option
Everyone’s had occasion to take out a loan. So, we all know that often some assistance and guidance can be important to getting things back on the rails financially. Swift Online Cash has just what the doctor ordered: loans, customized to your needs, ready to go, when you need them.
Same Day Cash Loans
Whether it's a car repair, doctors' bills, ODSP Payday Loans, or tuition fees, everyone needs a little help from time to time. A quick cash loan from Swift Online Cash gives you easy access to the funds you need.
We want to make online loans as hassle-free as possible. Check out our Education Center to get all the details you need, from budgeting tips to financial term definitions.
Online Borrowing Made Easy
The Online Option?
Our great new short-term loan service provides you the opportunity to borrow anywhere from as little as $100 to as much as $1,500 and it’s all done online. What could be more convenient? Additionally, we provide repayment installment options. It’s all about making the process easier for you.
Need a Loan?
We’re here for you. As a fully certified and licensed direct lender we’re authorized to operate across all the provinces of Canada. This is not true of many other online lenders, so we strongly advise you to use great care when dealing with them. We follow all federal and provincial regulations to provide you the highest level of financial protection.
What about bad credit?
A credit score is just one consideration, based on something that happened sometime in the past. We know that the past is past because it happened some time ago. What matters to us is today. If you are in a position today to repay your loan, we won’t hold your past against you. To us, you’re not just a number, but an individual. We treat you that way.
Need the loan quickly?
That’s our specialty. In most cases, our advanced algorithm can provide a decision on your loan application instantly. We know that when you need a short-term loan, it’s often because of a sudden, unexpected expense, so we’re made it as easy as possible to access the funds you need when you need them.
So Many Loan Options?
Not really. Most lenders require you to schlep down to some office, wait in line for hours until your number is called and provide documentation for every time you brushed your teeth. Forget all that nonsense and join the online revolution in fast, easy, safe and convenient online borrowing. Any time of any day, we’re available online to help you with your financial needs.
Interest fees & transparency
Our eligibly requirements are basic.
Swift Online Cash The hassle-free loan option.
Required
- Are a Canadian citizen or Permanent Resident.
- Live in a province where we do business.
- Are 19 years of age or more.
- Received the same income source for at least 3 months.
- Have at least a monthly net income of $800.
- Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
- Have valid email and home address, and a mobile phone.
Can I be approved quickly?
Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.
Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.
Is there a borrowing limit?
Currently, we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.
How Much Income do I Need?
Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, ODSP benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.
How about repayment?
We make repayment easy. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.
Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.
We do things differently
Swift Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.
Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey
, Burnaby and others), in Alberta ( Calgary
, Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan
( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa
, Mississauga , Brampton
, Hamilton , Markham
, Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney
and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden
, Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash
Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.