Cost of Borrowing
British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

British Columbia License Number: 82827

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Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

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Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

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Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


in Vancouver, Surrey, Victoria, Kelowna, Abbotsford, Burnaby, White Rock, Nanaimo, Kamloops, Chilliwack, Prince George, Vernon, Courtenay, Campbell River, Penticton, Mission, Parksville, Duncan, Ladner, Tsawwassen, Port Alberni, Fort St. John, Cranbrook, Squamish, Terrace, Salmon Arm, Trail-Fruitvale, Powell River, Quesnel, Aldergrove, Prince Rupert, Dawson Creek, Nelson, Ladysmith, Williams Lake, Sooke, Gibsons, Castlegar, Sechelt, Summerland, Whistler, Shawnigan-Mill Bay, Duck Lake, Revelstoke, Kitimat, Smithers, Merritt, Oliver, Creston, Armstrong, Fernie, Peachland, Osoyoos, Kimberley, Dallas, Hope, Grand Forks, Kent, Port Hardy, Cumberland, Cobble Hill, Aldergrove East, Sparwood, Fort Nelson, Mackenzie, Golden, Rossland, Chemainus, Lake Cowichan, Enderby, Invermere, Princeton, Cowichan Bay, Chase, Okanagan Falls, Houston, Port McNeill, Tumbler Ridge, Vanderhoof, Blind Bay, Pemberton, Rayleigh, Burns Lake, Roberts Creek, One Hundred Mile House, Sicamous, Elkford, Rosedale, Keremeos, Cedar, Ucluelet, Lillooet, Fort St. James, Puntledge, Crofton, Lions Bay, Lumby, Harrison Hot Springs, Logan Lake, Telkwa, Fairwinds, Salmo, Nakusp, Welcome Beach, Miller's Landing, Ashcroft, Canoe, Cultus Lake, Naramata.

Online Payday Loans British Columbia

Canada’s most accessible loans

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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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British Columbia Payday Loans

The Online BC Payday Loan Canadians Need

When the unexpected happens, you need extra money for unexpected expenses. What do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options? This is exactly how BC Payday Loans Online can help out financially right when you need it!

Swift Online Cash offers quick and easy BC Online payday loans to Abbotsford, Kelowna, Vancouver, Victoria and throughout British Columbia. You have access to our cash advance program and our great flexible installment plan. Tailor your loan to your needs, fast and easy.

We offer you an instant British Columbia payday loan that can be approved in just minutes. And once approved, just 5 minutes after signing your contract we’ll have your BC e transfer payday loan cash into your bank account. So, whether you need the car or computer repaired, emergency dental work or last-minute tuition fees, our no credit check payday loans in BC can do the trick.

Click Here to Sign up today and your Online Payday Loans in BC, once approved, will be in your account the same day. Once you repay your payday loan, come back again anytime you need a little extra cash and payday is just too far away.



Some British Columbia cities where we provide loans are 

in Vancouver, Surrey, Victoria, Kelowna, Abbotsford, Burnaby, White Rock, Nanaimo, Kamloops, Chilliwack, Prince George, Vernon, Courtenay, Campbell River, Penticton, Mission, Parksville, Duncan, Ladner, Tsawwassen, Port Alberni, Fort St. John, Cranbrook, Squamish, Terrace, Salmon Arm, Trail-Fruitvale, Powell River, Quesnel, Aldergrove, Prince Rupert, Dawson Creek, Nelson, Ladysmith, Williams Lake, Sooke, Gibsons, Castlegar, Sechelt, Summerland, Whistler, Shawnigan-Mill Bay, Duck Lake, Revelstoke, Kitimat, Smithers, Merritt, Oliver, Creston, Armstrong, Fernie, Peachland, Osoyoos, Kimberley, Dallas, Hope, Grand Forks, Kent, Port Hardy, Cumberland, Cobble Hill, Aldergrove East, Sparwood, Fort Nelson, Mackenzie, Golden, Rossland, Chemainus, Lake Cowichan, Enderby, Invermere, Princeton, Cowichan Bay, Chase, Okanagan Falls, Houston, Port McNeill, Tumbler Ridge, Vanderhoof, Blind Bay, Pemberton, Rayleigh, Burns Lake, Roberts Creek, One Hundred Mile House, Sicamous, Elkford, Rosedale, Keremeos, Cedar, Ucluelet, Lillooet, Fort St. James, Puntledge, Crofton, Lions Bay, Lumby, Harrison Hot Springs, Logan Lake, Telkwa, Fairwinds, Salmo, Nakusp, Welcome Beach, Miller's Landing, Ashcroft, Canoe, Cultus Lake, Naramata.

WHAT'S THE BEST LOAN FOR YOU?

Everyone’s financial challenges are a little unique to them. Including yours!.

CONSIDER YOUR OPTIONS

There are a lot of borrowing options out there. Don’t hesitate to ask important questions. You have to find out how reliable a lender is going to be. Choose a company with which you feel comfortable and confident.

WHAT CAN YOU REALLY AFFORD?

A loan can be a big help in times of trouble. But overextending yourself can actually make things worse. Don’t bite off more than you can chew. Make sure your loan is an amount you’ll be able to repay.

UNDERSTAND YOUR FEE OBLIGATIONS

Not every lender out there is as transparent as Swift Online Cash. Some have hidden fees. Some will even apply a surcharge for early repayment! Make sure you understand your fee obligations before you sign for your loan.

OPT FOR FLEXIBILITY

The arrangement that best suits you is the one closest tailored to your specific situation. That requires flexibility in the borrowing agreement. Can you repay in multiple installments? Are there additional charges hidden in the agreement? Will you get dinged for an early repayment?

OPT FOR TRANSPARENCY

Conscientious and responsible lenders are transparent about their agreements, conditions, limits and fees. Before you take a loan with any company, makes sure they provide all the relevant information in a clear and easy to understand way.

WATCH OUT FOR FRAUD

Not all online lenders are completely ethical or even honest. In their way, it is buyer beware. Don’t fall victim to the scammer’s trap.



Best things about
British Columbia, Canada:

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.

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Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.

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