Canada’s most accessible loans

payday loans online
payday loans online
online payday loan
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
payday loans online
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
British Columbia

Canada Online Payday Loans

Get Cash Fast with our Online Canada Payday Loans

Sometimes payday is just too far away and bills have to be paid before that day comes. Instead of having your phone or power shut off while you wait for it, why not "borrow" the money from us and pay us back when you get paid? You have already earned the money from your job and are just waiting for it. Don't stress over the utilities being shut off or not having your cell phone working. We offer you a Online Canada Payday Loan as a fully automated, secure and fast alternative to waiting for payday. The benefits are huge. Here are a few of the reasons this is your exciting new future in the world of Canada short term loans.

Canada Payday Loans

Whether it's a car repair, doctors' bills, ODSP Payday Loans, or tuition fees, everyone needs a little help from time to time. Same Day Canada Payday loans from Swift Online Cash gives you easy access to the funds you need, when you need it, the same day you apply for it and are approved for our basic requirements.

We want to make Canada Online payday loans as hassle-free as possible. Check out our Education Center to get all the details you need, from budgeting tips to financial term definitions.

To learn more about how we differenciate ourselves from other lenders, go see our comparison chart.

Click Here to Apply Now! with our easy online payday loan in Canada form and get an approval within minutes. The funds are e transferred to your bank account instantly after approval then the cash is yours to do whatever you like with! Once you pay back your Canada Online Payday Loan, you can take our another anytime you like.

Online Borrowing Made Easy

The Online Option?

Our great new short-term loan service provides you the opportunity to borrow anywhere from as little as $100 to as much as $1,500 and it’s all done online. What could be more convenient? Additionally, we provide repayment installment options. It’s all about making the process easier for you.

Need a Loan?

We’re here for you. As a fully certified and licensed direct lender we’re authorized to operate across all the provinces of Canada. This is not true of many other online lenders, so we strongly advise you to use great care when dealing with them. We follow all federal and provincial regulations to provide you the highest level of financial protection.

What about bad credit?

A credit score is just one consideration, based on something that happened sometime in the past. We know that the past is past because it happened some time ago. What matters to us is today. If you are in a position today to repay your loan, we won’t hold your past against you. To us, you’re not just a number, but an individual. We treat you that way.

Need the loan quickly?

That’s our specialty. In most cases, our advanced algorithm can provide a decision on your loan application instantly. We know that when you need a short-term loan, it’s often because of a sudden, unexpected expense, so we’re made it as easy as possible to access the funds you need when you need them.

So Many Loan Options?

Not really. Most lenders require you to schlep down to some office, wait in line for hours until your number is called and provide documentation for every time you brushed your teeth. Forget all that nonsense and join the online revolution in fast, easy, safe and convenient online borrowing. Any time of any day, we’re available online to help you with your financial needs.

payday loans Canada

Our eligibly requirements are basic.

Swift Online Cash The hassle-free loan option.


  • Are a Canadian citizen or Permanent Resident.
  • Live in a province where we do business.
  • Are 19 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.

Is there a borrowing limit?

Currently, we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, ODSP benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.

How about repayment?

We make repayment easy. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.

We do things differently

Swift Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.

Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.

Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.