Cost of Borrowing
British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

British Columbia License Number: 82827

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Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

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Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

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Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.

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Sydney

Sydney’s Best PayDay Loans

We know that things happen in life and sometimes you need extra money for unexpected expenses. If you need the car or computer repaired, emergency dental work or last-minute tuition fees, what do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options? Our payday loans can do the trick. Check out our cash advance or more flexible payment plan. Either is an affordable solution, that’s quick and easy, when the unexpected expenses arise.

Plus, we use the industry’s state-of-the-art encryption technology to ensure that your personal application information is rock solid safe. Also, the application is as simple as can be. The days of standing in line at some storefront location, with all your documents piled in your lap, waiting for your number to be called, are over at Swift Online Cash. Ours is a completely streamlined, easy to use, secure, online process. The whole thing can be done from the comfort of your couch, all in one day. Once approved, and you sign the electronic contract, your funds are just 5 minutes away from being in your bank account.

So, if you’re looking for a short-term loan, with a trusted, direct lender, Swift Online Cash is the company for you. Our Code of Conduct is drawn from industry best practices, ensuring a transparent and responsible lending process wherever you are, across Nova Scotia.

We appreciate the encouraging response to our innovative loan business model from our clients in Nova Scotia. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.

So, if you’re looking for a Payday Loans in Sydney NS with a trusted, direct lender, Prairie Sky Loans is the company for you.

Some Nova Scotia cities where we provide loans are 

in Halifax, Cape Breton, Dartmouth, Truro, Sydney.

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Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Provincial Regulations.

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Our great Staff are always there, 24/7 to ensure your loan questions are answered and your installment loan is OK'd as fast as possible.

We Have No Hidden Fees!

Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lenders.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

We are Fast!

Your Approval, complete with all installment schedule and fees is complete in just a few minutes! It's the easiest approval in the business with No Credit Check!

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Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.

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