Cost of Borrowing
British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

British Columbia License Number: 82827

Close Window

Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

Close Window

Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window

content 1

Maximum charges permitted in Alberta for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


in Edmonton, Calgary, Red Deer, Lethbridge, Fort McMurray, Medicine Hat, Grande Prairie, Airdrie, Spruce Grove, Lloydminster, Leduc, Okotoks, Cochrane, Fort Saskatchewan, Chestermere, Camrose, Beaumont, Stony Plain, Sylvan Lake, Brooks, Strathmore, High River, Wetaskiwin, Lacombe, Canmore, Morinville, Whitecourt, Hinton, Olds, Blackfalds, Taber, Coaldale, Edson, Banff, Grand Centre, Innisfail, Ponoka, Drayton Valley, Cold Lake, Devon, Drumheller, Rocky Mountain House, Slave Lake, Wainwright, Stettler, St. Paul, Redcliff, Vegreville, Didsbury, Bonnyville, Langdon, Westlock, Barrhead, Jasper, Peace River, Vermilion, Raymond, Pincher Creek, Claresholm, Grande Cache, Cardston, Penhold, Carstairs, Three Hills, Crossfield, High Level, Fort Macleod, Gibbons, Coalhurst, Grimshaw, Fairview, Black Diamond, Sexsmith, Hanna, Beaverlodge, Lac la Biche, High Prairie, Turner Valley, Magrath, Rimbey, Heritage Pointe, Nanton, Provost, Clairmont, Millet, Sundre, La Crète, Tofield, Calmar, Bow Island, Fox Creek, Picture Butte, Vulcan, Redwater, Blairmore, Bon Accord, Wembley, Springbrook, Lancaster Park, Coleman, Elk Point, Valleyview, Westlake, Lamont, Nobleford, Swan Hills, Athabasca, Bowden, Vauxhall, Mayerthorpe, Alberta Beach - Val Quentin, Two Hills, Bassano, Irricana, Legal, Eckville, Manning, Trochu, Viking, Falher, Bentley, Duchess, Wood Buffalo

KITCHENER PAYDAY LOANS ONLINE: FAST APPROVAL CASH ADVANCE UP TO $1,500

Canada’s most accessible loans

payday loans online
payday loans online
800
1
online payday loan
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
payday loans online
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Alberta
APPLY NOW FOR FAST APPROVAL

Instant Kitchener Cash Advance - Apply Now!

Fast, Convenient, and Secure: Kitchener Payday Loans Made Easy

Unexpected expenses in Kitchener got you stressed? Relax, we've got you covered! Our instant approval process for Kitchener emergency loans offers a hassle-free way to get quick cash loans in Kitchener. Apply anytime, from anywhere, using our 24/7 online application. No credit check required - we believe in second chances. Once approved, receive fast access to cash via eTransfer funding. Our Kitchener payday loans are designed to help Kitchener residents tackle financial emergencies with ease, so you can enjoy all that Kitchener has to offer - from exploring the scenic Victoria Park to experiencing the thrill of Downtown Kitchener.

Get Up to $1,500 in Minutes: No Credit Check, No Hassle

Kitchener residents, get the financial flexibility you need! Our Kitchener payday loans with no credit check provide a convenient solution for life's unexpected expenses, from car repairs on King Street to surprise medical bills at Grand River Hospital. Borrow up to $1,500, 24/7, and receive funds instantly via eTransfer. Bad credit in Kitchener? Don't worry, we've got you covered! Our Kitchener emergency loans help you cover expenses without credit checks, so you can enjoy all that Kitchener has to offer, from visiting the iconic Kitchener Market to enjoying the vibrant nightlife on Queen Street.

Get Instant Approval: Quick Cash Solutions for Kitchener Residents

Experience the convenience of Kitchener payday loans tailored to your needs! Our 24/7 online application process offers instant approval and eTransfer funding specifically designed for Kitchener residents. No credit check is required, making it easy to access bad credit loans in Kitchener. Our secure platform protects your information, so you can apply with confidence. Receive the cash you need to cover unexpected expenses in Kitchener, such as car repairs on Weber Street or surprise medical bills at St. Mary's General Hospital.

Why Choose Payday Cash Loans for Online Payday Loans in Kitchener?

Here are some key reasons why Payday Cash Loans is the right choice for your online payday loan needs:

  • ✓
    Quick and Easy Application: Our online application is fast, secure, and easy to complete
  • ✓
    Competitive Interest Rates: We offer competitive interest rates on our online payday loans in Kitchener
  • ✓
    No Hidden Fees: We clearly disclose all fees and terms, with no hidden surprises
  • ✓
    Dedicated Customer Support: Our customer support team is available to assist you every step of the way
  • ✓
    Secure and Confidential: Our online process is secure and confidential, protecting your personal info

We Appove Loans Without Credit Check We've Got You Covered

Don't let past financial mistakes hold you back. Our no credit check loans in Kitchener are designed to help you get the cash you need, regardless of your credit score. We believe in second chances and fresh starts, so apply now!

Benefits
Fast Access to Cash Get approved for an online payday loan in minutes, and receive your funds within minutes
Flexible Repayment Options Choose from 1, 2, or 3 installment repayment plans to fit your budget
Bad Credit Okay We consider all credit types, including bad credit, for online payday loans in Kitchener
Convenient Online Process Apply from the comfort of your own home, 24/7, with our secure online application
Reliable Lender Trust Payday Cash Loans, a reputable and experienced online payday lender in Kitchener

Kitchener's vibrant community and fast-paced lifestyle can be overwhelming, with rising costs and unexpected expenses around every corner - from surprise medical bills at Grand River Hospital to car repairs on King Street. But what if you could find some financial breathing room to enjoy the city's attractions worry-free, from exploring scenic Victoria Park trails to discovering local hidden gems like the Kitchener Market?

Don't let financial stress hold you back from experiencing all Kitchener has to offer - from leisurely strolls along the Grand River waterfront to exploring the Downtown Kitchener neighborhood. Apply now with Swift Online Cash and get the relief you need to tackle Kitchener's unique financial challenges. Cover unexpected costs like bus passes, concert tickets at the Kitchener Aud, or surprise bills. We're here to help you take control of your finances, enjoy the city's vibrant atmosphere, and move forward with confidence.

Sundog Financial Solutions cash loans

Money In Your Account in Minutes!

Don't wait in line

Apply from the comfort of your own space.
Our cutting-edge technology quickly assesses your eligibility.
Making it easy to find the loan that suits you best.
Loan solutions, streamlined.




Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.


Fast

You’ll know instantly when you’re approved for your loan and what repayment schedule of 1, 2 or 3 installments best suits your needs.


Safe & Secure

Completely confidential and secure, guaranteed! We use the same high security standards like the banks.


Expert Support

Our support staff. Always ready and available to answer any questions that you may have to ensure you get the loan you need.


No Hidden Fees

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.


Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Some Other Ontario Cities Where We Provide Loans:


    Southwestern Ontario
  • London
  • Windsor
  • Niagara Falls
  • Kitchener
  • Waterloo
  • Cambridge
  • Woodstock
  • Sarnia
  • Chatham
  • Stratford
  • Owen Sound
  • Goderich
  • Listowel
  • Hanover
  • Walkerton
  • St. Thomas
  • Woodstock
  • Stratford
  • Chatham
  • Sarnia
  • Leamington
  • Amherstburg
  • Kingsville
  • Essex
  • Windsor
  • Tecumseh
  • LaSalle
    Eastern Ontario
  • Ottawa
  • Kingston
  • Belleville
  • Peterborough
  • Cornwall
  • Brockville
  • Pembroke
  • Smiths Falls
  • Perth
  • Almonte
  • Carleton Place
  • Embrun
  • Hawkesbury
  • Rockland
  • Arnprior
  • Renfrew
  • Perth
  • Prescott
  • Gananoque
  • Alexandria
  • Morrisburg
  • Winchester
  • Kemptville
  • Smiths Falls
  • Petawawa
  • Smiths Falls
  • Perth
    Central Ontario
  • Collingwood
  • Orillia
  • Midland
  • Innisfil
  • Newmarket
  • Bradford
  • Alliston
  • Angus
  • Wasaga Beach
  • Stayner
  • Shelburne
  • Dundalk
  • Mount Forest
  • Kitchener
  • Ontario
  • Milton
  • Stouffville
  • Ajax
  • Pickering
  • Whitby
  • Kitchener
  • Cobourg
  • Port Hope
  • Lindsay
  • Bracebridge
  • Gravenhurst
  • Parry Sound
    Northern Ontario
  • Sudbury
  • Thunder Bay
  • Sault Ste. Marie
  • North Bay
  • Timmins
  • Kenora
  • Elliot Lake
  • Kapuskasing
  • Hearst
  • Cochrane
  • Iroquois Falls
  • Kirkland Lake
  • Haileybury
  • Moosonee
    Other Areas
  • Winchester
  • Morrisburg
  • Wyoming
  • Arthur
  • Elmvale
  • Constance Bay
  • Blind River
  • Forest
  • Colchester
  • Port Stanley
  • Thornbury
  • Fenelon Falls



Our Reach Please note that our services extend far beyond the cities mentioned. We proudly serve all of Ontario.



Best Things About Kitchener, Ontario:

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Colombia, Get cash money in Alberta, Payday loan Saskatchewan.

APPLY